The cost of a baby!
Just looking online at the costs of babies in the first year; trying to put together a realistic budget based on what is a paltry SMP. It’s certainly a lot less than I’m used to! Factoring in another person (especially when you don’t really have any idea about the needs of the person/baby in question!) is tough. The below link I’ve found really helpful:
https://www.moneyadviceservice.org.uk/en/tools/baby-costs-calculator
And there are some great deals out there on baby essentials…! I’ll do a post on that one too…!